We price the unpriceable.
Institutional mortality, morbidity, and catastrophic loss coverage for equine syndicates, commercial livestock operations, and exotic animal facilities. Where standard carriers stop, our models begin.
Four verticals. One underwriting desk.
Select any tile to expand underwriting parameters, risk model methodology, and sample policy structures. Click again to collapse.
Our facultative desk handles non-standard placements. Zoo collections, research animals, and aquatic mammals assessed case-by-case.
The numbers that earn the next row.
Institutional credibility is built on disclosed performance — not marketing claims. Every figure below is audited and available in full in our Appetite Guide.
Of all claims submitted in FY 2025 were approved at first review. Industry average: 81.4%. Our underwriting precision means fewer disputes at notification.
Distinct animal species currently on risk across our global portfolio. From Thoroughbred stallions to Beluga whales in managed care. If it has a heartbeat and a value, we have a model for it.
The largest single-animal mortality policy currently in force — a breeding stallion in Lexington, KY, with facultative co-insurance across three markets. Placed in 72 hours.
From first notice of loss to payment cleared. Our claims team operates on a 24/7 basis with dedicated veterinary case managers for large-animal losses. No committee review under $500K.
From loss event to payment: 11 days.
Complex claims (multi-animal, disputed causation, or international) may require additional time. Our average for complex claims is 23 days. A dedicated adjuster is assigned within 4 hours of notification.
Request a
Broker Pack.
Our Broker Pack includes our full appetite guide, underwriting guidelines by species vertical, sample policy wordings, and a direct line to our underwriting desk. Delivered within one business day.
Not ready to engage directly? Our Appetite Guide (PDF, 24pp) covers every species we write, exclusions we apply, and the risk factors we price. No registration required.
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